Ownership at OCN

Own beachfront with
complete confidence.

A transparent, milestone-based purchase — and a legal framework that lets US and foreign buyers hold beachfront property in Mexico securely.

Four equal, milestone-based payments.

After a small refundable deposit and a due-diligence window, the property value is paid in four equal stages tied to construction milestones — roughly four months apart.

01
25%

At Signing

Sign the purchase agreement and deposit 25% of the property value.

02
25%

~4 Months In

Second milestone payment of 25% of the property value.

03
25%

Ready-to-Finish

Home delivered in ready-to-finish state; pay 25%.

04
25%

Fully Finished

Final 25% on completion of finishes — a fully finished home.

A $5,000 USD refundable deposit reserves your villa, followed by a 15-day window for due diligence and contract review before signing.

What is a fideicomiso?

Mexican law places special rules on property within ~50 km of the coastline. To let foreigners own this beachfront land securely, OCN uses a fideicomiso — a renewable bank trust held by a Mexican bank on your behalf.

You are the sole beneficiary. You hold all the rights of ownership: you can live in the property, rent it, renovate it, sell it, or pass it to your heirs. The bank simply holds title in trust — it cannot use or claim the property.

It is the same, well-established structure used by tens of thousands of American and Canadian owners across Mexico's most desirable coastlines.

  • You control itLive in it, rent it, remodel it, sell it, or will it to your family.
  • Renewable & transferableThe trust runs for 50 years and is renewable indefinitely; it transfers cleanly to new owners or heirs.
  • Bank-held titleA Mexican bank holds title in trust as your fiduciary — your interest is protected by law.
  • Built for foreign buyersThe standard, legal path for US & foreign nationals to own restricted-zone beachfront property.

Five steps to your residence.

  1. 1

    Reserve your villa

    Place a $5,000 USD refundable deposit to lock current Phase 5 pricing on your chosen model.

  2. 2

    Due diligence (15 days)

    A 15-day window to perform due diligence and review the contract — your deposit is refundable.

  3. 3

    Sign & pay 25%

    Sign the purchase agreement and deposit 25% of the property value. Your fideicomiso (bank trust) is established with you as sole beneficiary.

  4. 4

    Milestone payments

    Pay 25% at the next milestone, and another 25% on delivery in a ready-to-finish state — roughly four months apart.

  5. 5

    Finish & receive keys

    A final 25% payment completes the finishes and transfers your fully finished home.